For a couple bucks and a small amount of time I produce a bound and tabbed document that showcases my properties. 

That's still a fairly big range you speak of.  

As a generality, I try to stay in the middle range properties.

You can get them, but usually not from your neighborhood residential mortgage broker.For your second question: Loan-To-Value ratios cap out for ordinary loans around the 75% - 80% range.  

From this data, you can utilize a website bestplaces.net that will give you a breakdown of the percentage of homes that sold, in various price ranges, for a given zip code.

They are usually in the 5-6% range, vs. 10℅ for MF.The Fundrise eREIT is paying me 11% with no hassles.

Even Properties that sell in say the $75,000 - $90,000 range ( ARV ) , someone has to buy properties n these areas.

8 UnitsC classPurchase price 207kRents range from 425/mo to 525/moMarket rent 525/moNOI $26,186Pre tax cash flow $13,186Good deal??

Most of my SFHs rent in the $1200 to $1500 range.

While you're right in some regard, I'd say the speculators were just the tools on which banks built their toxic balance sheets.Here are the 5 pieces of the housing bubble machine:United States GovernmentBill Clinton rewrites community reinvestment act in 1995 basically making mortgages available to most borrowersFinancial Institutions Originating NINJA Loans like crazy to repackage into mortgage backed securities (MBS) and sell to investorsESPECIALLY SUB PRIME MORTGAGES which generate the best yield Banks sold these off of balance sheet within 30 days of origination so as to never experience the penalty of booking a high risk loan (no collections expense and no charge off)Federal ReservePinned interest rates at zero bound to help recover from internet bubbleCreated a lot of leverage in capital markets to buy MBSIncentives for consumers to spend on housing and HELOCsHedge Funds buying Mortgage Backed SecuritiesHedge funds looking for yield had a great demand for MBS, especially on subprime debt (nobody defaults on mortgages, right?)