I would find any excuse to fly somewhere, cost didn't really matter(I just wanted to fly)...this picture was taken 2003 when I was working on my instrument rating, nasty rainy day in Raleigh...popped up on top to a great sunset...flew to Wilmington for dinner, then back to Raleigh...Hard to put a price on that!

There are four variables found on a financial calculator, I use a Texas Instrument BA II, there is also the HP 12C, but I prefer the TI.

I still feel that there is going to be a 'financial' correction in the near future as we approach $20Trillion debt and I am unsure of what financial instrument I want to own.

This community has been so instrumental in our investing journey, and in my growth as a real estate agent. 

The only concern is any debt instrument that may end up being used. 

Mortgages are the customary security instruments.

These institutional lenders are always in a third party situation, a seller /buyer and lender/borrower are not in that third party relationship.Use a Standard Deed Of Trust or Mortgage security instrument and ensure the note actually conforms to that security agreement, like "applications to  principal", "payments required" "insured losses" and "costs of collection".If you can't afford, or if your deal doesn't carry itself applying conventional financing requirements, then it's not a deal, even if it is seller financed!

I'm having difficulty creating the hyper link, but Alyssa Strom (realtor) and Tim Swierczek (lender) have been instrumental in helping me get going.

A HELOC is a great short-term instrument.  

This has been instrumental in being able to do BRRRR deals.Also, you will find your team members over time.