The SAFE Act requires licensing of individuals who engage in the business of a loan originator.

@Jerry Padilla It's really awesome to have someone with your knowledge engaging so generously in these forums.

Before I continue I will define what I consider to be a good tenant:Pays all of the rent on scheduleTakes care of the propertyDoes not cause problems with neighborsDoes not engage in illegal activities on the propertyStays for multiple yearsGood tenants are the result of effective screening by the property manager.

I find that when buying in transitional neighborhoods my race is an asset I'm less threating to the comminty and don't appear to be a stranger neighbors and the community are much more engaging.

Below are quick links to get engaged on this site. http://www.biggerpockets.com/startherehttp://www.biggerpockets.com/meethttps://www.biggerpockets.com/alertsHow to Use @Mentions on BiggerPocketshttps://www.biggerpockets.com/ruleshttps://www.biggerpockets.com/termshttps://www.biggerpockets.com/inviteshttps://www.biggerpockets.com/perkshttps://www.biggerpockets.com/forums/categorieshttps://www.biggerpockets.com/rei/glossary/https://www.biggerpockets.com/webinarLastly, this site thrives on interactions and as such we encourage two way exchanges and look forward to educational and thought provoking ideas relevant to REI.

Great vendors are key players in this business.

The aforementioned are just ok, I have had an opportunity to either engage or work with all the lenders referenced above.

Post and engage in the forums and get out to some of the meetups.

Make contact with you local REA group and see if you can seek out who some of the bigger players in the area use. 

I understand (and agree with) not engaging in mortgage fraud and not fibbing when buying a government owned home...but just a regular ole' bank?