Please add more specifics for more specific helpful advice.i.e. goals (short term/long term, capital accumulation, more immediate cashflow, etc), do you need to rely on rental income or is your current income stable, etc.Otherwise, it's kinda like going to a personal trainer and saying "how do I get in shape", only for them to help you look like Arnold Schwarzenegger (30 yrs ago), when you really wanted to train to be a professional swimmer. ...muscle density sinks, by the way

And thank you to @Scott Trench for providing the muscle.

I love seeing people do well in my neck of the woods.

It doesn't seem worth it, but we'll see how I feel after my first Montana blizzard :) Hey, maybe I just need to get out of the valley, and move up to your neck of the woods!

I'm trying to get back to my roots but not look at it from just muscling my way to frugality but from a minimalist lens where I really do not need much stuff to have a wonderful life.

In my neck of the woods, $200,000 could get me 5-6 single family homes. 

Many landlords in my neck of the woods will say they screen with their "gut"..which may explain why the eviction rate around here is so high.

It's thought that "some" who acquire a virus, of any form, sometimes have lingering symptoms of chronic fatigue, joint/muscle pain, etc....for years afterwards.

In truth, my insurance would have covered some of that, but what her policy bought me was a whole lot of time and space to work in.When this fire happened, I was up to my neck in the process of bringing a STR in TN to market (5 hours away).

By the way, rainbows, ukuleles, and flip flops (also known as slippers) are all in my neck of the woods...Hawaii!