That being said, I have closed many loans less than $75k for BRRRR strategy without any problem.

I will always use it and I will recommend it to my close people.

The total damage is close to 5k.

That said, house hacking is a close second.

We just acquired a duplex that (at closing) was supposed to need about $4K in mold remediation.

Under contract, just needs to close.

If you want to sell a property and keep deferring that tax by NOT recapturing the depreciation, you can do a 1031 exchange where the proceeds are held by a licensed intermediary for a short time while you identify and close on a replacement property.

If you aren't close to the property having a solid “what if” emergency person helps.

Break down your rehab into individual jobs, for example get a electrician for electrical work, a plumber to repipe the house, a dry wall guy to close out the walls, etc.

I am in the middle of closing on a mid-sized apartment deal in Mcallen, Texas.