I suspect this is the case in most jurisdictions. 

Those that do want to follow through rarely find an attorney willing to take the case unless it is a "solid" case. In

We would take a huge hit on cash flow if refinanced today, but that is about the worst case in regards to that.

There is no guarantee of winning in court.If the value of the house/LLC is $400,000 and forcing the sale is roughly 8% (about $32,000) a property has to have a lot more equity than that to make sense for an attorney to risk losing in court and therefore likely won't take the case in the first place.There are asset protection reasons to not having paid off properties.

It is extremely difficult to give Jerome Geraghty the proper praise without divulging too much of the case in which I was a defendant.

Also, proving your case in court is not always black and white.

I'm not suggesting you simply stop paying, but if you did, either the landlord will file for a judgement which will give you an opportunity to present your case in court or they will forget the whole thing.

If that is the case, in my experience (Florida based), when you apply for a "Real Property" sticker (couple hundred dollars) it turns the home from a motor vehicle into real property, attached to the dirt...so now, instead of paying a small DMV registration fee, you pay property tax on the home.

Let's assume in this example though that when the bank filed the lis pendens they did not seek deficiency (which in most instances is the case in Oregon, especially if one hires an attorney).

SEC Fraud case in June 2015https://www.sec.gov/litigation/admin/2015/33-9807....