Oh, and just some quick math if you haven't already done so, your remaining VA qualification through entitlement is calculated by subtracting your original VA loan amount from your first purchase price against $766,550 here in Florida, and that is the maximum purchase price that you can qualify for, with a second VA loan, without having to put extra down payment. 

To answer your original question about making it more palatable for owners....you need to pay them for the service of providing you with debt. 

Originally posted by @Allyssa McCleery:It is a complete waste of money I also, am curious why you say this?

I originally think that Florida's insurance is off control, then I found the NC properties' insurance increased 40% from last year and tax will increase also.With current inflation(3%, 30%, or 300%), more and more people can't keep a home in most place although the interests maybe under 4%. 

And unfortunately, some loan originators will say one thing and then their underwriters will say another.

Originally posted by @Andrew Y.

Considering that then taxes and insurance were virtually nothing, it worked out to about a 15% annual ROI.Because I had a decent W2 job, I took every bit of that cash flow and saved it, along with money I was saving from living beneath my means (how I had saved the original $100k in the first place).

For example, you could do a 3-2-1 temporary rate buydown where the rate is 3% lower first year, 2% lower in the second, 1% lower the third year and goes back to the original rate for the rest of the loan.

The original post assumes "all other things being equal" with property managers, and that isn't the case.The cheapest shirts are at Dollar General, but that doesn't necessarily mean they are the best.When it comes to property management, it's not what you are paying, but what you are getting. 

Original asking price of 110,000, I purchased for 90,000.