Option 1:30 Year FixedLoan Amount $202,500.00LTV 75%Discount Points %0.00Prepayment Penalty (3/2/1)Interest Rate % 8.225Origination Fee % 0.00Underwriting Fee $1,645.00Monthly Mortgage Payments $2,018.76Broker Fee % 1.25Cash From Borrower $78,081.01Option 2:5/6 ARMLoan Amount $202,500.00LTV 75%Discount Points %0.00Prepayment Penalty (3/2/1)Interest Rate % 8.025Origination Fee % 0.00Underwriting Fee $1,645.00Monthly Mortgage Payments $1,990.40Broker Fee % 1.25Cash From Borrower $78,052.65 Right now there isn't much benefit to the 5/6 ARM vs. the 30-year fixed for DSCR because the market is assuming that there is a very low liklihood of rates being higher in five years as today. 

You can earn from the many contract set asides, tax incentives and specialized financing  that exists only because of your tenant.My funding group (DTRT FUNDING & Consulting - Do The Right Thing) funds what we call the path.. all the varisous companies and non profits that can benefit from the wide range of tax, contract setasides, funding and income generaded by that trnant becomming a productive and independant person.Would love to talk 

Beyond that I could name a ton of tangible site benefits of subscriptions like all the calculators, discounts with partners like Home Depot, the great reports and webinars with tons of data on current markets and trends or the landlord forms just to name a few. 

My interest in the US market is perked because of the stronger dollar, and better tax benefits (like the 1031 exchange).

This typically provides more comprehensive coverage for rental properties.Entity structure:Creating an LLC to hold the property can offer liability protection and potential tax benefits.

There are two things you need to consider first- do you make enough W2 income to actually get any benefit from the cost seg?

Here are some strategies to help you expand your portfolio and step up your game:- Look into Refinancing Your Existing Loans: With a mix of interest rates on your current loans, you might benefit from refinancing.

Now PennyMac, is saying that they won't let me do the change.I have concerns about tax benefits and liability.

It almost look like you a little or negative cash flow and look at tax benefit to justify keeping it. 

Just understand the risks and benefits if you do.