I like the product but their policies drowning them down in competition.

Sell the product because the course works.

But this is how I approach planning at the highest level. some additional context you can put that into land and with guidance get non recourse debt on one development deal that will change your life. there's the slow method of one at at time or go bigger for 100+ units with capital raise. tons of strategies but great points all around Scott 

I have submitted a rebuttal but I am ready to go another route whether that is ordering another one if it comes to it or looking for another lender or product.

Maybe tackle a few SF's then trade up but again take it slow and be tactical 

Really, I was just looking for a review of the product, though.  

@William W. what LVP brand and product was this?

Is the city quickly moving as the boom occurs, or you sense any slowness to adapt as the city changes?

@Jill DavisTypically banks (depository institutions) are most competitive with jumbo since these programs are typically portfolio products.

Their whole product is dreadful, the UX sucks on mobile and on an actual computer, and honestly the only thing they were ever good for was the electronic signing of documents and no one NEEDS them for that.