@Kuba F. i like that too.  

I recently discussed this with the Residential guy at my bank on how to structure this situation, the Feddie Fannie, FHA Rules are funny with this stuff, unless you structure it right, the GSE's will not recognize the amount applied to the purchase, in their eyes it will be a discounted purchase price, and the buyer/tenant will still need the down payment,  a smaller bank could hold an in house loan for 6 months an then re-fi them to a GSE but that will cost the buyer/tenant a ton extra.  

@Larry F. I

I have lines available secured by paid off assets, i use the line to be a cash buyer, do the rehab, then have the BPO done, and re-fi the property out, pay off the line, and access cash if needed, (i try not to pull cash out it takes too long to pay them off if you borrow too much)  I would never Partner, I am in full agreement with Dave Ramsey on this, "the only ship that does not sail, is a Partnership"  I know some people are comfortable with partners, but im not. be careful with private money, if the financier is taking 50% that's really expensive money, and consider even if its 50/50, if someone else supplied more than 50% of the money, they are the majority partner in their mind, and can cause real problems.  

With whom should i re-fi my hard money house flip loan?

At that point I go to the credit union and re-fi the house in my name only (maybe a “cash out re-fi” if I can?)

. :)I love Charleston SC .. I

@Milton F.  I

@larry f I feel like a driving/walking for dollars letter is a bit different from a DM campaign.  

We have been thinking of getting a loan through our LLC and then Re-fi down the road.