@Joel Braver I have considered doing so, but I would be accruing transfer tax for each title transfer.

Your holding costs are normally accrued interest and misc expenses like utilities. 

PA = deedMA = deedNY = some lien, mostly deedNJ = lien mainlyCT = deedMA & CT with deeds are tough...it's up to each town, and not very often do they auction stuff off (in that it takes forever to do so period, very little decent stuff is at auction or they try to really work out payment plans with the homeowner/just let interest accrue)

Hi Joe,I'm about to reach my 2 year mark on one of my tax liens as well.. from what I gather, should they pay the lien (which they probably will), they have to pay the original amount, any interest accrued, plus any legal fees you accrue so long as they are reasonable, which seems the case here.  

What I do is I keep 3-4 commercial banking outfits on back up in case I need to take out this line of credit and jump ship.I basically dump in all excess income flows into that bucket to greatly knock principal down.Since interest is accrued daily after 12:00 AM each day it allows interest to constantly be calculated off a lower principal since there are constant flows going into the account through out the month.

Also, Upgrade (which is what I was told I would need to work with Tardus) charges 12-20% interest on their LOCs...so while you may be paying it off in 3-4 months, you are still paying interest that accrues daily on those loans...which I why I need to see the actual calculations. 

I plan on buying a bigger property in the next couple of years with the equity I have accrued.

I would take $X per year to set aside over the next 10 years to make sure there were required funds to pay the 3 years of debt payments during the rent holiday -- and would even put that $ in the lending bank's checking account so they had proof that money was being accrued."

If it’s set up from day 1, it simply becomes your reserve fund that continuously accrues as you pay down your mortgage.

The more equity that you accrue through appreciation and making your monthly payments, the amount of cash that you have in the deal continues to go up.