In fact, mortgage rates often RISE after a Fed funds rate cut.

@Jake Hughes You can do an 80 LTV DSCR rate and term refinance using the appraised value of the property, you will just need to have it rented out before closing. 

There has been an increase in gurus selling seller financing training programs because interest rates have risen.

Total rent between the three is $3200/month.I have an adjustable 20 year mortgage with a balance of $100,000~ at 4.95% that is set to adjust in 2026.I also have a HELOC on that property at $180K~ with a 9.75% rate. 

@Muhammad Kashif to avoid interest related transactions:1) Buy & hold rentals - you make your money back via rental payments.2) Funding flip deals - instead of lending at an interest rate, you could lend for a percentage of the profits on the sale.

Timber in the right area growth rates will equal about 12 to 14% return at todays prices if prices rise like they evidentially will then you can get rates of returns much higher..

About deeds, about financing costs about trusting when an area will likely rise in value Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

@Brenda Pursleyhi. welcome. happy to help.there isn't any cash flow right now in long term rentals due to interest rates being where they are. 

I have a disability rating, therefore I was not required to pay it.

After 30 months I will have paid the loan down a little, forced appreciation, might have a little market appreciation and hopefully interest rates are lower in 30 months then they are now.