Keeping in mind I need about $1500 cash flow to supplement my primary residence mortgage, I'm trying to figure out what to do.

Is it a worthwhile income investment property or are you simply speculating on appreciation and prepared to supplement your tenants rent monthly to carry the property till sold.

I did want to use some savings to supplement the HELOC so that makes that decision easier.

I am looking to supplement my driving for dollars lists with some other lists as an add on.

Now you are looking at cash flow from the multi/appreciation/tax benefits as well as having your single family home you are living in paid for or at least supplemented. 

You will probably just go for a "supplemental loan" to get a cash back.

She left in the bank and now with social security and supplementing each month the money is down years later to about 55,000.People often make decisions based on FEAR of loss.I saw at Publix grocery shopping tonight when we were leaving the store a 70 year old grandma pushing 12 buggies inside from the parking lot working there.90% of the population lives in fear of the unknown.

I don't want to go into detail about the difference between a statute and a regulation --- for now, it's enough to think about regulations as a way for the Commission to supplement or clarify issues within the Act.  

Do you hope to eventually be in a position to live off the passive income from buy-and-hold investments, or just work a standard W-2 job and use REI as supplemental income?

When it gets built up, you can draw on it tax free to supplement retirement. if you die early, you leave it to your family.