Refinancing 1 property is cheaper and easier than refinancing 2 properties to get at that money. 2.

Used a loan broker, then refinanced at a lower rate fixed for 10 years after 1 year.

I also don't want refinancing risk, so any deals with only 3 to 5 year debt are out for me.

You can also find short online classes and webinars.

Go online let them know!

We use QuickBooks Online exclusively for all of our REI Clients for their master accounting solution.

The investor promised to return their $25,000 plus an additional $10,000 when they refinanced the property with permanent debt. 

It was a hybrid between a HELOC and an equity loan but I wound up refinancing to a larger amount with fixed rate conventional loan (to pay for a renovation).

@Andre HoustonStart your real estate investing journey by joining local meetups, forums, and REI clubs, reading books, and taking online courses.

The characteristics defined by the location include:Total capital required: If you can grow your portfolio using accumulated equity by cash-out refinancing, which is only possible in areas with high appreciation, you'll need considerably less capital from your savings.Inflation protection: Whether rents outpace inflation, enabling you to sustain your lifestyle indefinitely, only occurs in cities with significant and sustained population growth.Income persistence: How long your income will last.