There is a fairly new 20% pass through deduction you may qualify for that could help you, but not everyone qualifies.

i run a call center for real estate in case anyone needs help here, its always better to have a VA make 1000 calls, so you can talk to the 10-20 most qualified people.

If you were looking for non- qualified mortgages there could be a difference.

Your first step should have been to pre-qualify for a Loan.

It is functionally not possible to have a full time W2 job and be able to put in the qualifying hours to be a real estate professional.

My question is can she qualify for a first time home buyer in Upsate New York? 

Within three days I found a pre-qualified buyer retail looking for a home that loved it.

You qualified several responses to your question as "awesome."

If your kids really want to go to a top-ranked school in whatever field they choose for advanced study, they can earn their way in.I also found myself on a therapist's couch a year into grad school having a panic attack about my absolute lack of money.

The more important piece is that it reports the collection action on their credit report, which could prevent them from cheating another Landlord or qualifying for a loan.If you PM me I can share the company I use.