I make it crystal clear what I expect of them.

It's not a palace - perhaps $300,000, but it's what houses cost on the lower end now-days, unless you live in Lima OH, where no one wants to live :)Now, you pay for kid's cloths, a couple of cars, some insurance, take the family out once or twice, and what are you left with, Chris?

Of course, maintenance and vacancy both fluctuate year to year, so one year you may genuinely not have any expenses and cash flow will be higher than the estimate, but have a lot the next which hurts your margin, so using a rolling average of our most recent data helps us keep our ROI estimates as accurate as they can be without a crystal ball.

Crystal River has gotten hot lately.

Originally posted by @Crystal Smith:Originally posted by @Andrew Fink:Hello!

Policies can have nuances, and you want to be crystal clear on what's covered and what's not.You might also want to ask about specific scenarios like property damage or liability issues.

I realize no on here has a crystal ball, so it's basically a guessing game.

How is your crystal ball?

It's true none of us have a crystal ball, but we do all have opinions on what we think the market will do, and the consensus (still an opinion) is that we will see lower rates down the road. whether that will come later this year, early next year, or not for another 2-3 years is still up in the air. 

Team meet at Tide & Tiger, Peyton Place, The Onyx, or The Palace?