Kin Insurance Includes Liability for Tenants?

[Derrick Brusseau]

Hello all,

On my primary residence I have a home owners policy through Kin Insurance. I work remotely so was considering leaving for certain holidays or even a few months at a time and trying my luck to see what sort of bites I could get on Airbnb, Furnished Finders, etc. so I gave Kin a call to see what I would need to do in order to be compliant and they told me my current policy would extend to tenants. 

Does that make sense to anyone? This is my first home and would be my first time renting so maybe I'm not asking the right questions, but I assumed I would need some sort of rider policy or something to be covered in case "x" happens to "y" tenant while I'm not living there. They said just to call them to let them know how many times and for how long I expect to rent it out, and bam my coverage would include tenants. I have my suspicions though, so wanted to throw this out there to anyone who may be more knowledgeable.

Many thanks