They have instant information, infinite resources, and deep pockets.

My dad isn't an attorney, but he knows infinitely more about the law than your average joe.

This may be a basic question, but I’m considering moving my reserves for my three properties into a whole life insurance policy, eg Infinite banking.

Wasted time is infinitely more expensive than not getting it right the first time around.You must keep going through tough times.

The active RE purchases are all value adds, mostly BRRRS and I typically achieve the infinite return from invested amount after the refi.  

I've gone this far in my life without that $200 cash flow so why couldn't I just say for the next 8 years I have $0 cashflow, then in the 9th year after i've fully reimbursed myself the $20,000 I invested now i have infinite cash on cash return because i have 0 cash invested.I clearly just don't understand this stuff quite yet.

The overall selling point to the BRRRR strategy (if done correctly) is that you are getting cash flow from a property you successfully pulled all of your capital out of and therefore your return is calculated as infinite (denominator is $0). 

Keep in mind, you may have $0 or very little cash invested at that point; so, your ROI could be very high or infinite even if the cash flow is slim.If the unleveraged cash flow is only $250 per month, the predictable appreciation needs to be factored in or it's a better flip than a buy and hold.Many investors use IRR to capture the holistic returns, which include the value add, cash flow, and principal reduction, but it's also good to analyze the post-rehab returns by themselves to ensure that the property is a good long term hold (and not just a good flip).

Not to mention, the infinite advice I've gathered from reading other posts. 

If I was to pay the normal hourly fee for all the great professionals at the meeting lending me there time and expertise, I am sure it would have been great.I was taught by David and Freedom Founders, how to create monthly sustainable cash flow, how to do it in the most tax mitigated environment, how to hedge inflation, how to preserve principle ( I lost no money during the covid market crash due to David's and Freedom Founders wisdom), how to use infinite banking concepts, as well as create family offices and family legacy.