I think we are splitting hairs here.. 

Insuring against a future event is generally considered affirmative coverage which I believe in some states such as Florida is only allowed under certain narrow conditions, so the extended form policy is prohibited. 

I find that meditation, prayer, positive affirmations, and journaling help me stay grounded and focused no matter what is going on in my life. 

It would be of your best interest to calculate the average lease price in that area and affirm that the lease price can cover your holding cost, incase you have to rent out the house for the time being until the market is back on track and you are able to sell the house.

Any anecdotal evidence affirming this or evidence about how it's been getting better?

Focusing on just your breathing and nothing else can be a very powerful activity to really relax and calm your mind.A: Affirmations- I spend a few minutes going through my affirmations in my journal and really setting my mind in the right place to move forward!

I use bank statements whenever the applicant owns a business that operates on a cash basis; (tattoo artists, hair dressers, Lyft drivers) or to confirm they regularly receive deposits for Social Security, Disability, SSI, their work site, and is the stated amount on their application.

I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.

Sure, it might make it a tad tougher, and you generally will have to pay a slightly higher rate BUT you can work with a lender like Finance Of America for example or other more friendly investor lenders who MOSTLY focus on the asset itself vs your first born child, hair and blood samples etc just to get a loan.   

The five suite complex has a dentist office, makeup salon, hair salon, animal grooming, and a lawyer consulting firm.