no matter what plans I proposed. 

I will make sure to propose a rapid rescore tomorrow!

I think this is more nonsense legislation that makes legislators "feel good" while providing undue burden on landlords.

The Berkeley City Council is set to vote on an ordinance banning tenant background checks next month, and activists plan to propose similar measures in Emeryville and Alameda County.A bill that would have prohibited landlords across California from asking about tenants’ criminal records was pulled earlier this week before making it out of committee.Several Oakland council members spoke out in support of the Fair Chance Housing Ordinance on Tuesday.

Sellers have to asses odds when choosing a buyer (do they have a good broker and support system, do they have the funds ready to go, is their proposed loan terms reasonable for the market are they trying a hair brained loan that has a little chance of happening?)

JT,(A) One accessory dwelling unit and one junior accessory dwelling unit per lot with a proposed or existing single-family dwelling if all of the following apply:(i) The accessory dwelling unit or junior accessory dwelling unit is within the proposed space of a single-family dwelling or existing space of a single-family dwelling or accessory structure and may include an expansion of not more than 150 square feet beyond the same physical dimensions as the existing accessory structure.

I recommend you try one to determine how much extra principal to pay to achieve the same result as the proposed refi or better.  

Just signed up for the next REIA meeting in February and will put together a proposal packet in have in my back pocket.

How do you usually proposed and structure the owner financing?

@David BolousYour IRA LLC can partner with another non-disqualified party on an investment, but you have to be careful how this joint investment is structured, each party would have to contribute capital based on their ownership share so based on what you describe it doesn't seem that what you are proposing is going to work... like Brian suggested, talk to your attorney or company who set this up for you.Question for you: why do you want to bring the partner?