(with the DSCR loan to purchase moving faster ~ 2 weeks, it's conceivable we may be at the closing table faster than the HELOC closes).We are considering other options for the downpayment (approx $25K);   and then replenishing the funds with the HELOC cash once it hits.  

Adding a co-signer is an option but know that there are options for lenders that allow DSCR for first time homebuyers.

If you're looking for affordable options with good cash flow, I’d suggest checking out the Midwest market. 

The MFM group is a machine that churns out many people looking to become MF investors.If you are interested in learning more about commercial RE, not just MF, there are many online virtual meetups as well which can give you a lot more exposure than just your local market for in person events.There are also other, more affordable, options to continue your education rather than paying a large amount for a mentorship program right away.Happy to share these with you if interested.

Investing is optional and is supposed to make life better.

Cleveland and Lubbock are both good options to explore, but also consider areas with strong job sectors, like Indianapolis or parts of the Southeast.Researching Demographics: Tools like Placer.ai, Costar, and Data USA offer insights on demographics, migration trends, income, and market growth.

Hi @Brian Scott,With your low FHA rate, moving isn’t ideal, so using your current property’s equity could be a great option.

Also there are probably paid options that pull public records like landglide, propradar etc, or try your local title company rep. 

@Tal Barazani if you're looking for a lender that has many options with regard to excellent rates for investment properties in the TX area, @Tal Barazani feel free to reach out. 

I'm paying cash and currently in the options period and going to talk with the title company on Monday.