Also interesting that he hasn't reached out to you asking if you wanted help filing your returns by now....As far as your S-election question goes, there are late filing relief provisions that will allow you to file a late S-election. 

That is a relief!

@Jeremy CepressThere’s what you might be entitled to in terms of damages or relief due to neighbors tree roots and then there’s reality.

To the tune of over three times what the rent would have been for the corresponding time.My question: It is my understanding is that I legally owe them relief from the rent for the days they were unable to occupy the residence.

I pray Will is correct and I can get some relief for the high tax rate. 

Is the lender off base here or is there some relief to providing this information for a streamlined VA refi?

As a further result, Plaintiff and those similarly situated are entitled to $2,500.00 for each violation, costs and attorney fees, and injunctive relief as deemed just.109.

In the short term, this would allow you to get partial or full relief from the monthly payments.

http://www.assetlawyer.com/estate_tax_planning_flp_discounting.htm *The numbers in those scenarios have not been updated to reflect current exemption amounts.http://www.smartmoney.com/retirement/estate-planning/start-giving-it-away-early-8005/http://wealthmanagement.com/taxes/permanent-estate-gift-tax-relief

Also last year Gov't Brandstad signed into law a commerical tax relief bill.