That's three months of mortgage and utilities, the cost of flooring, and the cost of painting.

A local bank will give up to 100% LTV HELOCS (up to $400k).

If you get 1% to get an appointment / follow up call and close on 1 you are winning. 

I am ripping up the 40 year old carpet. 

Have been talking about getting into real estate investing for the last 2-3 years and finally pulled the trigger on a 3 unit house hack in Soulard that will be closing later this month and will be self-managing the property.I'm trying to network a bit with other investors, build a solid team of contractors / handymen, and set my systems up in way to scale, but also so my tenants have a good experience.

I got approved for up to $300K.

Cost of capital is high right now. 

I also have a client in Turlock who could rec a good CPA up there as well.  

Generational Wealth: If your SDIRA invests in real estate, those assets can pass to your heirs, benefiting from the step-up in basis (outside the SDIRA) or continued tax-advantaged growth if inherited in a beneficiary IRA.

My question is can we create a LLC for her and Dscr refinance our current property into it to free up my dti?