For those not in Canada, the stress tests means you need to qualify for a mortgage at a much higher rate than the current rates in case rates do go up because as Dan mentioned, our mortgages come up for renewal multiple times. 

They will allow your mortgage payment and any personal debt payments (credit cards, cars, etc) to reach about 45% of your monthly income.Programs vary all over the place so it's best to ask a mortgage broker which programs you qualify for.They like two years on the job, rent paid on time, no liens or judgments, pay stubs, tax returns and so on.FHA has a 3.5% down program plus closing costs.

Seller Financing deals can be a good way for an investor to do a deal even though s/he does not yet qualify for the next mortgage.

If the qualifying criteria and equity are there, you can roll in your closing costs.

If you rented it before living in it you’ll pro-rate the gain as well on non-qualified time it was rented.

Just write off your office space per your CPAs reccomendation, that's the only tax benefit you'd qualify for. 

Not all of them were good quality leads but we only need one qualified tenant.This morning I got ready to reply to the 5 leads we had overnight and the message failed to send, only to find that we have been "banned" from FB Marketplace with no reason given.

This is a tough situation, as if I was the other party I would ask the question "what makes you a qualified individual to determine if the tree was a risk", are you an arborist or tree expert?

If you've got a big enough day job to back up the mortgage then you'll qualify for 10% and you CAN put it on vrbo when you're not using it.

qualified as 1031 exchange properties.(3) If I do this (buy an investment, convert into primary x years from now, then sell x + n years from now), what taxes would it trigger at the eventual sale?