Secured debt can offer some better protection in this event of a BK compared to unsecured debt. 

Waterfront homes, particularly those with Gulf access, can command higher prices and potentially higher returns on investment.3) Tourism and Vacation Rentals: Cape Coral's proximity to popular tourist destinations like Fort Myers Beach and Sanibel Island makes it attractive for vacation rentals, especially during peak tourist seasons.4) Affordability: Compared to other coastal areas in Florida, Cape Coral offers relatively affordable real estate options.

IOW, the amenities, decor and location need to be very comparable.

In terms of doing a refi the house would be compared to others of the same value and adjustments made for BR or SQ FT. 

The proportion or ratio of lenders that provide accessible financing for 8 units compared to 16 units is probably 100 to 1. 

1st of all corporations own less than 2% of single family homes, they have actually reduced thier share of buying recently, now investors continue to buy up properties, it’s just more mom & pop types, all that said the housing market is in an extremely strange place, I could make strong arguments for prices pulling back, reaccelarting, or being basically flat, the biggest thing I’d advise is looking at you payment, comparing that to what would pay in rent, figuring out how long you plan to be the house and making an decision based on that, generally in that under 400k price point, breakeven for buying a property seems to about 3-5 years if you plan to stay in the house longer than that, bite the bullet & buy, if not rent.  

David, the amount you will have to spend to locate the property (run adds, put up signs, buy lists and etc) is not comparable to the amount you would have to invest if you wanted to personally buy that property, hire a crew to fix it and absorb the costs of owning that property before you could sell it.

Thought there was a lineup from what you told me.I think primo Miami still stands strong, but S Florida will get it's reckoning for a myriad of reasons here shortly.

Do you have access to the paid version of airdna to find comparable properties that are cash flowing at 500-650 a night? 

Is there a comparable service that charges a reasonable flat fee for sending the letters to the prior tenants, and then reporting the unpaid obligations to the agencies?