It was 1962 & my father had some old properties down by Port Adelaide SA that we collected rent from weekly.The old bathrooms were on the outside back wall with an access door to the back yard because the external hot water units used wood to heat the water for the shower etc.The tenants had a cow in the bathroom & were milking it!!!

These programs never go away, I find it interesting skimming the pages of the cognitive bias, look to the interests of those posting in favor of such "education" as opposed to those who have no interests.

In my opinion, you're trying to convince the cow to either give you milk or steak.

The reader will typically examine the contents, 'feel' the letter and make an unconscious, split second judgment if the letter looks 'real', personal or business and then skim the headline sentence and P.S.

Milking every drop out of every deal isn't my style.  

I think everything that was said about optimisation is true, but this is where it depends whether your objective is to milk the last dime out of ALL your investments or if there are some which also contribute to your own lifestyle and satisfaction (yes admittedly at the expense of optimisation).

She says "let me read the file and see if I can get you status".Well she starts reading in a fast pace way kind of how people skim through stuff, but she's reading aloud.

To top it all off, they claim that you (who located the seller and the buyer) will be able to skim some gravy from the deal each month because you facilitated the NARS Equity Holding Trust between (a) seller (called the "Seller Beneficiary") and (b) buyer (called the "Resident Beneficiary").

According to the guy the mortar has failed and all that is holding it together in places is a skim coat.

You could also skim coat the counter tops with concrete.