i wouldn't tell you where you should move since i don't know you.also, a lender would be in the best position to advise whether you qualify for a specific loan. 

I've had some not happy when I have asked them to split it out.I've tried asking questions to the IRS customer service reps, and didn't have the best luck.While I cannot cite a specific official guidance on this issue, I consider debit cards exempt.

Cosmetic updates (flooring, paint, fixtures, roof etc) What was the outcome?

Are there any specific clauses I should include in a room-by-room lease for a shared living space?

What was the outcome?

New roof, exterior painting, new flooring, bathroom updates, finished new living space What was the outcome?

Specifically, Texas has some of the highest insurance and property taxes in the nation, but the appreciation makes up for those high costs in the long run.

However, weighing your options and performing due diligence carefully based on your specific circumstances, the property's potential, and your long-term goals.

Responses like this are good for me because I am pretty uneducated on things like specific loans or qualifying requirements.

I've specifically learned a lot from Dave and Henry on their podcast, but also appreciate Jesse Vasquez' approach with her mid-term rental investments.