Scott actually teaches his group to encourage buyer/tenants to refi as soon as they are able to.

I would encourage you to break it down into. 1) single or multi family 2) Buy and hold vs flip --I would definitely buy and hold if you have limited knowledge when it comes to property repairs (you can always flip later).  

@Patrick Shep I would absolutely encourage you to apply without any co-signor.  

I would encourage you to take a trip to the market you plan to invest in and tour some houses in the neighborhoods that you are looking at. 

I encourage you to meet with a few different brokerages in your area and see which one is the best fit for you.

Thank you, @Jonathan Greene for the encouragement and intro to @Leka Devatha.

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You are getting a lot of encouragement and criticism from both sides.

Society likes to gaslight when that happens, I prefer to fight such fire with fire and in occasion wind.

They sponsor biweekly webinars, where they encourage Q&A on many topics in the Fix & Flip landscape.The draw process seems standard (what you would expect) and makes sense.