The loan officer said that if I pay it down using that extra $187, it'll shave about 7 years off of my homes mortgage. 

I'd much rather that large hot with 3 creams from McDonalds.My bet (and I reserve the right to be wrong) is that the most important ingredient in a gourmet shop is marketing. 

In order to get the non-mortgage costs to around 50%, I would need to shave off about $500 somewhere! 

I ordered a 3-way topsoil mix (1/3 sand, 1/3 silt, and 1/3 sawdust) and what was delivered was a very poor quality product (I talked to 4 different industry professionals, who all believed he delivered fill dirt with some wood shavings added to it.  

I ordered a 3-way topsoil mix (1/3 sand, 1/3 silt, and 1/3 sawdust) and what was delivered was a very poor quality product (I talked to 4 different industry professionals, who all believed he delivered fill dirt with some wood shavings added to it.

If you don't have any of those, sell those that are in rougher areas and keep the cream of the crop.

They want an expert not Joe Blow software to shave a nickel.

All the wholesalers I have come across just try to rip us off -- and as shown by the companies track record for not falling for traps, we dont take scammers/liars too well.I want to reach and make connections with the cream of the crop wholesalers but just am not sure how...

✓Requirements for a Delayed Financing ExceptionThe original purchase transaction was an arms-length transaction.For this refinance transaction, the borrower(s) must meet Fannie Mae’s borrower eligibility requirements as described in B2-2-01, General Borrower Eligibility RequirementsThe borrower(s) may have initially purchased the property as one of the following:a natural person;an eligible inter vivos revocable trust, when the borrower is both the individual establishing the trust and the beneficiary of the trust;an eligible land trust when the borrower is the beneficiary of the land trust; oran LLC or partnership in which the borrower(s) have an individual or joint ownership of 100%.The original purchase transaction is documented by a settlement statement, which confirms that no mortgage financing was used to obtain the subject property.

This life change will keep us disease free, healthy and never needing medications.So hopefully you can help us with a place to shop at as we rather cook our own meals than eat fast foods.I love Horizon Organic Heavy cream for my coffee, and real butter from grass fed cows.I make my own bread, do you have a mixer that kneads dough or bread pans?