Have you considered using a self-directed IRA to invest rather than cashing it out? 

Remember, the notion of amassing wealth without investing is a dangerous myth perpetuated by self-proclaimed experts.

Are you self managing those properties?

We are only selling completed homes with our own in house financing currently at 3.75%, a huge discount from most bank rates.We are a long time property provider for some of the bigger podcasters: Real Estate Guys Radio, Marco Santorelli (Norada), Kathy Fetke (RWN) Jason Hartman ( Empowerd Investor) GRE (Keith Weinhold), Whitecoat Investor Group and more We also work with American Homes for Rent, Invitation Homes, Crescent, Haven Realty (JP Morgan) to name a few on the institutional side We are partially owned as of 2022 by Sumitomom Forestry, which means we have no bank debt and self fund all our building projects.

Remember, the notion of amassing wealth without investing is a dangerous myth perpetuated by self-proclaimed experts.

Self managing should be easy, if not then that Realtor can probably help you with the rental side of it. 

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

By August 2023, I packed up my introverted self, moved to paradise, and two months later—BOOM—homeowner status unlocked.

It has solar power, a compost toilet, and other things of that nature to be self-sustaining.

Instead, roll the funds into an IRA or Self-Directed IRA (SDIRA) to keep them tax-deferred and open up flexible investment options, including real estate.