I also believe that I have to look someone in the eye and talk person to person before I start to  take everything they say as Gospel.

I am almost embarrassed to ask but they say "a question is only dumb when you don't ask it".

@William HochstedlerI would like to say a big THANK YOU!!!!!!

How do you find out how much garbage service is on a SFR or say a 6 unit MF?

Dylan Henke what might help is instead of taking a "leap" that could induce a fair amount of anxiety, decide to do a small project, say a cosmetic flip, create a 6 month plan, and back into small, week long steps.

2) What do you mean when you say a one year lease is a failed model?

Many are able to generate attractive cash flows in the 10% range and deliver 20% IRR over say a 3-5 year hold period.  

If paying cash, the loan pay down would not be there but the cash flow would be higher, but not 'pay down' so let's say a total of 12% or so.

When I sell, i dont mind a VA loan if the buyer is very qualified and as the others say a similar buyer with money will win. 

Say a property is listed for 25K and needs 25K put into it, but will be worth around 120K after it's all said and done.