In short, I can afford the additional $1100/mo cost of a second house, even until I rent it out.I have around $35K in HYSA and emergency funds that I could use for a down payment, but that's less than 20% which would be required for a conventional loan, assuming full purchase price.

One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.

We would all love to have that note that has 5 years of perfect payments, 800+ credit score and a 20-25% down payment. 

Doing this would allow me to cut my down payments in half. 

@Jonathan SniderFannie and Freddie do have LLPA's and the lower the down payment, the higher the cost.

- explicitly mentions the end of the year next to the word "attained": ...who is a child of the taxpayer (within the meaning of section 152(f)(1)) who has not attained the age of 19 at the close of the taxable year...Sounds like a reliable pattern, right?

Wanting to evict them are a tenant is late for a week or waiting months of non-payment to start the eviction process.

Please - do this today: Send her a Notice To Quit for Non-Payment of Rent; you will need to send this to her via USPS with proof of delivery required so you can use it in any legal proceeding.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I use credit cards, write checks, and pay in cash.Each situation can dictate the payment type.