Refinancing Options If you’re planning to hold the property long-term, refinancing the seller carry into a more stable, fixed-rate loan could give you more predictability.

Unfortunately with those numbers it's tough to find a non-bank lender/financial institution that will lend.Usually loan minimums are $50K and the up to 75% LTV on purchase-money/70% LTV on cash-out refinancing, which basically means you need up 25-30% depending on the type of financing. 

The property was leased for $2,150 per month.Refinance and Return on InvestmentAfter a stabilization period of 6 months, the property was refinanced to leverage the increased value created through renovations.

Many people are actually cash out refinancing and LOOSING the great interest rates they have on their 1st mortgage.

That being said, I'm a fan of the buying distressed, forcing equity and either selling or refinancing.

We have an LLC that holds real estate but have run into issues refinancing through the LLC when family is renting or ultimately living in the property so I’m also not sure if this should go through the LLC or be a personal purchase?

Just buying a distressed home, renovating and refinancing it to recoup costs that can be used for future investments, then living in it permanently?  

One concern I have is knowing when and how I should go about refinancing an FHA loan.The reason for an FHA loan is because though I have enough for a down payment I am not ready to commit all of it.

I’m no expert in mobile home financing, but have you considered talking to a lender about creative financing options or partial refinancing down the line?

That leads you down the path of refinancing your first mortgage into the construction financing or coming to the table with $$$.