✔ Joint Venture (JV): Find private investors willing to fund equity for ownership (e.g., 30% of the deal for 100% of the down payment).✔ Syndication (Reg D 506(b) or 506(c)): If you're looking at $1MM+ deals, syndicating investors could work—though it requires legal structuring.✔ Networking: Target high-net-worth individuals (HNWI), real estate groups, and doctors/lawyers/tech professionals looking for passive cash flow.3.

The person in the response above who got crushed by a $5000 repair never did have $100-200/mo. cashflow.

I used half the HELOC ($160K) as a down payment on a 12-unit property, making my dad a 35% owner since we used his funds.

Whether you form an LLC together or structure it as a joint venture, you’ll want everything in writing so there’s no confusion down the line.For funding, private investors and local banks are your best bet.

Larger lenders might bundle their loans and sell them en masse to a Wall Street hedge fund, bank, or insurance company.Those who like to label themselves as “note investors,” as you did, typically buy defaulted or non-performing notes.

@Holly Thorsen see above for potential challenges tapping your equity in the rental.You only need 5% down for a regular mortgage, 3% down for an FHA mortgage - so why don't you have the funds?

Once the HELOC is in place, your father-in-law could loan you the funds to invest in real estate.

My personal goal is to build a rental protfolio, but I'm open to anything.Thanks in advance. 

Are you planning to use those funds as a downpayment for the purchase of the investment property in the US?

I do 30% traditional (roughly split 50/50 stocks and bonds), 30% owned real estate and 30% non traditional (loans, syndications, PPM funds etc).