However, as I mentioned in my original post, my immediate goal is to move out of our current townhouse into a larger single-family home that better suits my family’s needs (we have a baby and a big dog).

@Bill B. 195 originally refinanced to 224.

My wife and I own a couple duplexes in Florida, however with insurance costs on the rise, we're looking at Wisconsin, which is where my wife is from originally, and we're looking at small multifamily in Sheyboygan. 

Thanks,James The only reason you could not keep the HELOC open is if there is something in your original loan documents saying the loan would close once it was not your primary home anymore.

And the ones that were originally built have been renovated to become a SFH.

I'm very surprised by the chair as well because they usually will at least replace things like that for a % of the original price (or new price). 

Originally posted by @Jacob Trogan:@Mindy Jensen please lift my ban, also please let me know how to avoid this I did not copy the same message Hi @Jacob Trogan.

The original closing date was in Oct 2022.  

Technically, they’re not the same account, but they’re definitely all working together and I believe some of the answers were created by the original product provider themselves.Now, if it’s a back-and-forth service discussion and the questions are not being asked or answered by a pre-planed Conspiracy to openly market in a camouflage manner then that’s a different story in my opinion.

Your contract should include a process for handling change orders—any alterations to the original project agreement.