With $250k I would look at these neighborhoods: Normal Station, Audubon Park, Colonial Acres Sea Isle Park, and  Bartlett TN.

Factoring market conditions at the time of refinance, I negotiated a lower rate and conceded a lower term anticipating rates to normalize in the 4%-5% range by 2026.

Normally you would think your asset value would go up if inflation goes up, but if the Fed is put into a position to print money to meet Fed Interest payments, US assets will probably devalue. 

No worries, it's all in the normal course of REI.

Is this normal?

So as a newer person in an area if you want a lot of bids before you close you'll normally end up with the more expensive guys or the ones that don't have work at the moment (usually for a reason).

Is the below fee schedule normal?

Hi Marcus,There are many ways to skin a cat per se lolPersonally, I'd rather have volume and 10 "in da hood" where the numbers don't lie and where I know what I'm doing.Then buying using a tonne of leverage and hoping the market will appreciate."

If you want to be taken seriously I'd start saving for your first investment opportunity, maybe pick up OT or a second job to show you have skin in the game.

Now were back to a mare normal world where a person has to have that skill of forecasting, analysis, ability to "read the tea leaves" for where it's all going and if todays acquisition makes sense.