Better spammers - the ones that aren't trying to sell goulash in Cambodia - will ask some type of question first before responding with their own products.

I'm interested in hearing what types of loan products your company offers.

You are likely overpaying by $5,000.Broker fee of $3,000 and Processing Fees of $2,000 seem out of place...but then again, i never used a broker to get a loan so I am not sure about that.If the broker was able to get you an interest rate or loan product that you wouldn't be able to find on the open market...its high, but likely fair.if you are getting a loan product that you could have gotten by going to a normal bank...seems high and unnecessary. 

I think they've done a great job of building their product and if you already have a property listed on Airbnb, it's super easy to import to MiniStays (though it's not difficult to list your property there if you don't.)

The other flag was Lee pitching one product or another every other day!

I completely agree with that and there is a way to phrase it when you are not trolling by saying, hey I own a CRM company and am honestly looking for feedback to make the product better (and then do not send DMs).

Never should you be paying 2.5 points on an FHA product.

I've had lenders offer products I didn't know were out there for buying certain types of properties as well.

Defense contractors gobbling up hundreds of billions of dollars in federal contracts while making civilian aircraft that falls off the skies, because they want to cut corners and squeeze every penny they can out of production?

Hi Timothy,We have a phenomenal BRRRR product.