We make loan at a total cost to borrower of about double what “A or B” risk borrowers would pay for  bank financingLoans are 1st liens, short term (12 - 24 months) at no higher than 65% loan to value.Hope this adds clarity 

Investors like security, so the more clarity you can provide, the better.If you need help with structuring the deal or reviewing terms, feel free to reach out.

They can quickly do some mental math to see if they are comfortable "losing" 15% of their usual revenue.

The problem is everyone else is in the same mentality, therefore if rates drop more, then competition rises, and so do prices (think 2021 but not as intense). 

It's to provide clarity on Real Estate Financial, Tax, & Legal to real estate investors who probably don't have a strong background in tax, legal or financial.

Really appreciate the clarity on when and where to use these rules of thumb.

I have a real bad taste in my mouth when it comes to crab-like mentality. 

I’m trying to draw clarity on this situation and am looking for some consultation from someone who may have dealt with campgrounds and these jurisdictions.

I would appreciate some guidance to gain clarity on the rules.

You don't lack motivation, you lack clarity, I personally think a good coach will help you with what you are trying to accomplish.