Quote from @Rio Nance: Couple things:1.

Especially if that’s true for both halves of a couple. 

I know a couple people that does this, let me know if you need me to connect you. 

My cost they said i could do $2,000 up front and then next couple months more payments with cold calling they offer and fee would be $9,800 plus the cold callers Virtual assisant that would be working with me.

If you are single or married with a small child, buying a duplex or 4plex should work well.  

I have a couple of single family homes in Cincinnati, but most of my portfolio is in Columbus.

I forget which one I bought for my rental a couple of years ago.  

Whats making you think rates wont go down after a couple years given the new administration in charge?

We're looking at a couple more LTR investments along the Oregon Coast but they just don't have the numbers we'd like to hit, so we may sit tight for now until something whacks us in the face. 

Typically, the adjustments I see on appraisals for basements are more flat rate adjustments. 10k is usually the number I've seen.What stinks is that there are a couple of model types that have below grade space where the builder, I'm sure, was trying to lower the taxes by having it below grade so the county wouldn't count that space in the assessment.