As long as the buyer prioritize lower monthly payments and is confident that they can manage the long-term cost of a 40-yr loan - If the buyer plans to stay in the property for a long time.Also, be sure to weigh these two drawbacks to a 40-year loan (paying significantly more interest over the life of the loan and building equity slower as compared to a shorter loan term).

So long as I come out of it a little wiser. ya SWF got over run with speculators and FOMO.. jsut have to run the numbers and see what you can stomach.

They generally let you as long as you haven't had 3 bookings and your listing is less than 90 days old.  

But if you're going after DSCR loans, it doesn't matter if you go the traditional lender route or not as long as the terms work for you. 

They said there is no restriction as long as they don't meet their cap and at the time there was no waitlist and no cap for renting, so I wasn't worried.

In this case, a DSCR loan will be much better since you can do a cash out refinance with no seasoning requirement as long as you have documented rehab on the property.

If it could even break even, I'd be fine not cash flowing as long as I was building equity.

In this instance I would tell the buyers I wasn’t fixing it as long as there wasn’t some other reason to compel me to do the repairs.

I am happy to accrue the $500 / month interest so long as they come through and eventually pay, but they have paid in the past, so I am hopeful that they will do so in the future.

my RE income from my rentals is semi-passive of course... so less active than W2 but more active than dividends or social security.I just dont really see owning rentals as passive to me its active if your going to stay right on top of them and have them perform like you want them to ( this is specfic to owning C class low B class sFRs  Not those who might own 100 unit apartments with professional management those are passive as long as they are working good. .