For example, if property values increase rapidly, the owner may feel they gave away too much, while if values drop, investors may feel short-changed.That’s a risk inherent in any long-term financial agreement, but it’s worth noting that the same dynamics apply to traditional real estate deals (e.g., buyers and sellers making decisions based on current interest rates or market conditions).3.

4) Keep my money in a guaranteed savings account making 4.5%, until rates drop more or something changes, and the numbers are better to make a move?

Sundays see if they need Sunday newspaper drop off.  

In the meantime, I took my $5,500 fee I would have paid to Tardus, dropped it into Prosper and 2 loans have already defaulted (yup…not even a month in and not likely to see that $50 again). 

You drop them off to the court clerk, pay the court fees, and in about 4 - 6 weeks, the sheriff calls you and says, "Today's the day to change the locks."

Not a penny has dropped to me or any investors.

You could install a locked drop box at the building for the tenants to put their checks in.

Or take cash and pay the tax on their portion.Only your accountant will know whether this kind of drop and swap is possible without a tax event. 

I’m dropping one off tomorrow for another tenant.

If your average heating bill is $150, you may not collect enough in the winter months when the bill reaches $225 but you'll collect extra in the summer when it drops to $65.