They had pretty graphs and data, but instead they cashed out your 401k and spent the money on shake weight exercise devices.

Thanks Jay,I guess the question becomes following @Chris Seveney's comment, which of the two would have a higher weighting in your opinion.

they will be worth their weight in gold

Leases and contracts with sub-contractors if drafted correctly, can protect you and lessen losses. 

Like I said in another response to this thread a really good TC will have a hand full of top producer be worth their weight in gold and make a VERY nice living for an in home job that comes to you with little to no over head.. 

Your income is very solid, but you don't want to add dead weight to your earnings by going too big, too soon.

Anyone with active listings in the area care to weight in on approximate summer rental income?

There are signs that should be posted to lessen your liability.

I can't imagine the weight you feel with both parents passed away and now you are left with things that constantly remind you of them. 

Same with contractors, most GCs you will meet aren't worth their weight in scrap metal.