To determine price range, the first step is always figuring our how much you are pre-approved for; and that can vary significantly when you are looking at multi-unit properties because of the additional variable of rental income that can be included in qualifying.

It was great to get our heads in the game, and got us to move quicker to get a house (since we were basically forced to get a pre-approved loan in order to tour houses...).

They will have some questions and ultimately you can get pre qualified. 

Do I receive video of my pre and post make ready?

This plan covers 24/7/365 troubleshooting services from Lula's experts (such as guidance on resetting a circuit breaker), tenant coordination for scheduling repairs, and access to a network of vetted professionals.Once you're subscribed to Lula, you can set aside a pre-approved amount for repairs, which can be used without needing to contact you as well.

Do you know your clients: what can they truly afford not "pre qual" or "pre approved" for, what are they looking to buy?

Under contract to buy a home that needs to be completely torn down. I was planning on building the home in the traditional stick built style in my budget but am wondering if doing prefab may save some money/have other...

A huge number of properties we have looked at would have issues on this front.It can lead to an opportunity to improve the value of a property if you can buy it with an illegal area, get that area legalised and then sell on with a higher value that the bank would lend against, but it's not clear cut and it seems though that there are almost two levels of 'legalisation' - we were able to register all of the annex on the plans and could fully incorporate a portion of it but there is another portion that is too close to the back boundary wall that should only be used for things like storage and not ever for habitation. 2) During the purchase process be careful, amongst other issues with this property we had the situation where the seller's lawyer was not actually a lawyer (having been struck off).

If you already have low respect due to a pre-determined mindset, it's hard to approach the community with an even or reasonable keel.

No problem with down payment but will need conventional load which is not a problem as I have been pre approved many times just did not find right property.