My husband would definitely want to use it once per month (even in winter) since he is a reservist in the coast guard there.Do we boost our retirement fund by taking a more conservative approach at home, or do we get a property in PCB that allows us to pretend we're already retired for 2-4 days a month?

Also, includes gated security, 24 guard at gate and on golf carts, one car garage for each unit. 

Traveling for the past year in Southeast Asia and a bit of Africa has done a good job of getting my guard up against scams, haha.

I then joined the Hawaii Air National Guard in 2014 as an older gal and continue to serve humbly as a drill status guardsman.     

Maybe you can't guard against everything, but done properly your capex reserves - which, for me, is just all the extra money put aside since I live on way less than I bring in - is invested in index funds, or maybe other real estate, or something else, that is outstripping those inflation numbers.

Cant be indefinite I assume...so this may have postponed the issue, so don't let your guard down and be prepared for this being an issue againI would have serious conversations about the current set up is going to only last so long, so lets plan on whats going to happen when the charity dries up.

I am a little caught off guard as any buyer is going to bring these same issues to the table. 

For that reason, I'm now more guarded about who I accept a colleague request from. 

And  I  even thought I had it safe guarded from all my cpvc from fracturing in a million splinters  from end to end by leaving the furthest water valves on the supply lines open.

Since HELOCs have adjustable rates they will often catch people off guard when they adjust.