10, but the emphasis lies in distributing the liability of the equity across the LLC's.

However, the owner was not lied to.

If you lie in answering this question, it's straight-up mortgage fraud, which is exactly what you'd be doing if you answer No to this question while having PG'd a DSCR loan.

And therein lies the problem. 

The numbers don't lie.  

The advantage, however, lies in the flexibility—no income verification, minimal red tape, and more lenient underwriting.

I can't lie, I'm interested in Subto Though.

There are too many economic and political factors that also affect REI and are difficult to predict, as well as dealing with politicians that readily lie about the economy to protect their backside.

There are paths you can take with regulators to escalate, but being in the business myself, I generally view this as an option of last resort, and really it can only be done if you were flat out lied to and/or there is legitimate fraud taking place.  

So, why would they lie to us right before the election?