Many alternative lenders simply do not lend on mix-use real estate or require the commercial to residential exposure to be below certain thresholds.

Certain organizations such as the AICPA and the State board that issues the CPA license mention what a CPA can / can't do to retain his / her license.Providing a comfort letter is an 'attest service'.Furthermore, CPA firms are encouraged to have insurance, which may mention that the firm can not provide comfort letters.What the mortgage company is looking to do is potentially have another person to go after if the mortgage goes south.It is not worth it to a CPA to get a few hundred dollars but potentially get a lot more in risk exposure.

But for real estate exposure, one should stick with old fashion methods (e.g., house-hacking, buying small MF etc.)

Dave Ramsey was my first exposure to financial education, so it’s admittedly hard for me to take that leap into finding hard money, taking on an additional mortgage, etc., especially since I used most of my own savings on fixing and improving my private primary residence.

Hey Ravi, I’m in Tobyhanna Township too and have exposure w/ similar septic issues for STR permitting.

This could even make more sense to you given that you already invest in Puerto Rico and therefore might not want to more exposure to sargassum on the Caribbean side.You can get a mortgage but the conditions are much less favorable than in the US and rates are in well in the double digits.

Investing in multiple markets can mitigate risk and provide exposure to different economic cycles.

As a seller, I can understand incentivizing buyer agents to show my property by offering some level of compensation to maximize market exposure, especially when many other listings don't offer compensation.As a buyer, the new system would seem to be for the benefit of sophisticated buyers who don't necessarily care about the down sides of dual representation and are able to protect themselves.As a buyer's agent, generic exclusive representation agreements at buyer's cost are likely a very hard sell.

They typically keep the entire amount.In our experience, many PMCs do NOT put rentals on their local MLS and so only charge 50% of one-month of rent - but they do NOT tell the owner this.2 years ago, when rentals (and sales) were happening in less than a week, this strategy may have worked, but with rental Days On Market increasing nationwide by 38% since 2022, it's becoming more important to list rentals on the MLS to increase exposure via getting agents involved.How's a PMC, only charging an owner a Placement Fee of 50% of a month's rent or less, going to compensate an agent that brings them an acceptable tenant AND cover the PMC's marketing costs?

They help you to gain exposure to larger commercial properties without the day-to-day management.As for flipping properties and multi-family homes, these are great for gaining experience and great returns.