But until then they can create nice power point presentations and spreadsheets for their funders, convincing them that purchasing a million dollar home in an economy where average income is %59K and median equates to $53K is a wise way to secure their assets  and earn attractive income on it. 

Often times these kinds of tenants can be equated to a bully on the playground.

She says the average water bill is about $40/month which equates to Gross income of about $1800/month currently.

Something more to add to the equation for cash flow and extra work to file that as well.

Community banks where they take the relationship as a big factor into the equation.  

This equates to higher risk. 

To follow these reports, it’s critical to understand how the metric is derived—in this case, there is a score given between 0 and 100, with 50 meaning stable, above 50 equating to expansion, and below 50 indicating a contraction.AuctionsLarge Treasury auctions, or large sales of new Treasury bonds by the United States federal government, have also had an effect on mortgage rates.

cheap rent equates to less maintenance.  

The initial entry only effects the balance sheet and keeps the equation assets = liabilities + equity in balance.

I think it's a stretching it a little to equate the risk of you or your business being sued (proper asset protection also protects from inside liability, like you killing a child while driving tomorrow) with the end of the Earth.