(Not to say that non Sec 8 are necessarily better.)The advantage of Sec 8, is the reliability of the rental income (on condition the home is maintained and passes annual inspections), as well as the fact that the tenants are generally very concerned with holding onto their vouchers and won't want to endanger their eligibility.I have other homes with non Sec 8 as well. 

In 1976, the Board became concerned about the increasing controversy as to the authority of a federal savings and loan association to exercise a "due-on-sale" clause - a contractual provision that permits the lender to declare the entire balance of a loan immediately due and payable if the property securing the loan is sold or otherwise transferred. 2 Specifically, [458 U.S. 141, 146] the Board felt that restrictions on a savings and loan's ability to accelerate a loan upon transfer of the security would have a number of adverse effects: (1) that "the financial security and stability of Federal associations would be endangered if . . . the security property is transferred to a person whose ability to repay the loan and properly maintain the property is inadequate"; (2) that "elimination of the due on sale clause will cause a substantial reduction of the cash flow and net income of Federal associations, and that to offset such losses it is likely that the associations will be forced to charge higher interest rates and loan charges on home loans generally"; and (3) that "elimination of the due on sale clause will restrict and impair the ability of Federal associations to sell their home loans in the secondary mortgage market, by making such loans unsalable or causing them to be sold at reduced prices, thereby reducing the flow of new funds for residential loans, which otherwise would be available." 41 Fed.

I hear there are some nice hotels which do all that for you :) seriously it’s gotten ridiculous and endangering the value proposition

Its simple the lender is trying to make an assessment of your ability to pay and if they are assessing your debts to determine this; they don't want you to have "undisclosed," liabilities or borrow money else where as that may endanger their ability to get repaid as promised.

I paid the utilities so she got even with these nasty tricks, but, endangering child is ridiculous. 

Same thing with environmental hazards, in terms of habitat for endangered species.

(C)ScopeSubparagraph (B) shall apply to a person procuring a consumer report on a consumer in connection with the consumer’s application for employment only if—(i)the consumer is applying for a position over which the Secretary of Transportation has the power to establish qualifications and maximum hours of service pursuant to the provisions of section 31502 of title 49, or a position subject to safety regulation by a State transportation agency; and(ii)as of the time at which the person procures the report or causes the report to be procured the only interaction between the consumer and the person in connection with that employment application has been by mail, telephone, computer, or other similar means.(4)Exception for national security investigations(A)In generalIn the case of an agency or department of the United States Government which seeks to obtain and use a consumer report for employment purposes, paragraph (3) shall not apply to any adverse action by such agency or department which is based in part on such consumer report, if the head of such agency or department makes a written finding that—(i)the consumer report is relevant to a national security investigation of such agency or department;(ii)the investigation is within the jurisdiction of such agency or department;(iii)there is reason to believe that compliance with paragraph (3) will—(I)endanger the life or physical safety of any person;(II)result in flight from prosecution;(III)result in the destruction of, or tampering with, evidence relevant to the investigation;(IV)result in the intimidation of a potential witness relevant to the investigation;(V)result in the compromise of classified information; or(VI)otherwise seriously jeopardize or unduly delay the investigation or another official proceeding.

Make it clear that it's only for emergencies, things that will damage the home or endanger a person if not dealt with immediately.

If the animal endangers the tenant with allergies, then its notna reasonable accommodation to accept the animal.

That is hardly going to endanger the policy.Even in a traditionally-designed policy, the rising cost of insurance is factored into the policy pricing to make sure policies are adequately funded.