At the moment with 3 rentals (6 total units), I have one account and a credit card associated with it.

By 2030, we want to have grown a portfolio of over 100 units, created a property management company that manages an additional 100-200 units, and, finally (and most importantly), we will have established a non-profit that is focused on quality, affordable housing that specializes in providing housing and resources at/on the "services cliff" alongside financial counseling and first-time home buyer education in our target area.Our target area is the Springfield, MA and Hartford, CT areas with dreams to expand to Central Massachusetts (Worcester, MA), Southern New Hampshire (Nashua, NH), and Southern Connecticut (New Haven, CT).Would love to meet up with likeminded individuals in our area!

If you get dealt that character card, your primary challenge is that you need to replace a lot of income to get out of the rat race.

Dedicate one checking account and credit card exclusively to real estate.

But it feels like if you keep cashing out equity on your properties to buy another, you end up with multiple properties but with your equity stretched really thin, like a house of cards ready to collapse. 

If you do decide to do mailer(s), then I would advise you to personalize the card and do a handwritten note. 

On paper a 100% CLTV for you, the buyer is a dream, but as a lender, its very very risky.

It's like flash cards for fast learning.

It is a house of card that has collapsed on 2008-09-10 and 11 and now it is starting to happen again.

It doesn't have to be 4%, but it also shouldn't be 18% like a credit card.