And you can tailor it to you, so 1) You certainly don't have to charge 100% while vacant (dependent on bldg. layout, thermostat access, etc.) and 2) You can tailor the Gas/Electric as you have brought up so maybe 50/50 all except 60 unit 1/40 unit 2 for electricity... etc. 

When the lender brought up the issue, he just said that he needed more backyard space for his kid and it was a non-event.

However, I’ve often felt alone in this journey—especially when making big moves—and that’s what brought me to this incredible forum.

Along the same timeline we contracted another property and after a day or two realized that his loan product would not fit that particular property so we promptly told him that we were going to go with a different lender and the guy got very upset and went off on us etc. etc. and even brought up the properties that came back with the lower appraisal.

Buyer doesn't have all of it and needed the small difference to bring to closing which would then be paid back at closing from the seller side for the $ I brought for the borrower. 

For example, on what I thought was a relatively simple project in a bathroom reno which was fully gutted down to the studs already, I had more than one quote for over $7k to run pex supply lines and rough in a shower drain and toilet drain off of an existing main stack, all of which ended up costing me about $200 in pex lines, PVC fittings, and sawzall blades.If you need any hardwood flooring repaired, patched, or refinished, you can't beat Dave's Hardwood Flooring out of Blaine - $3k spent with them fully brought one of my duplex unit's original 100+ year old maple floors back to life.If you're putting in any stone counters in your kitchens or for bathroom vanities, Twin City Discount Granite have been awesome to work with, and consistently have the best pricing I've found in the area on fully installed granite and quartz.I also have a great drywall guy, as well as a really good carpet install guy - feel free to DM me if you want either of their contact info!

I cant go into what he did to me because there's an open case but would be happy to speak with anyone that wants to know how to get in contact with the department aiding in the charges brought on him.

I brought an experienced and successful wholesaler in.

And even fewer understand that a house built 50 years ago doesnt have to be brought up to todays code . 

I am researching myself, but want to leave my question open ended to see if something is brought up that I have not thought of.